Financial Crisis situation

Wednesday, 26 November 2008

The Government wants the banks to help loan the money out to the public/businesses, to ride out this "to be" recession soon. With B&B and NR are nationalised, this wouldn't do as they are mortgage lenders or something (read it from the FT). They want Lloyds TSB, HBOS and Barclays to help with this. ONE SOLUTION! Bail out HBOS without getting taken over by Lloyds TSB! So they can use HBOS to loan the money to businesses.

I can't wait to see this event ride off and see how it would affect us.

I just recently bought 2ATMT Xseven MP3/radio/recorder for £23 and 5 2GB SD cards for £16, (these are including delivery). I am definately going to keep one for future use even though I have got a 2GB Ipod XD, since my sister doesn't want the other one (as I gave her the other one), might just give it to my mum to give it as a gift.


My mum just recently had a head on collision with a 4by4 car against her mini car (not the "mini"), stupid driver didn't see that the road was a give way road, arse! I'm glad my mum isn't hurt at all! Fucking idiot though, doesn't even slow down as he's not from here, he's from Nottingham. The teenagers saw the fucking driver speeding fast on the road! So so so so glad my mum is not hurt! As he would be so sorry if he did hurt my mum! IN JAIL!


Man! IF YOU DO NOT KNOW THE AREA, DON'T FUCKING DRIVE SO FLIPPING FAST!!!!



Did you hear about Woolworths share price in the market this morning? It went to 16p per share! 94% worse off! (heard from BBC News). They closed the shares of theirs to be stopped today morning in London. Something about BBC merge or bail out? Who knew it would happen to Woolies out of the blue. That's just a big drop in their shares in this fortnight.

I hope regulators would have some sort of tighter regulation on the banks soon.

I don't know if I'm happy or sad about the tax cut to 15% supposely. Good for time being bad for 2011.

Baby P situation

Thursday, 20 November 2008

The 3 people who made Baby P suffer should have their eternal life in prison, even though that wouldn't justify what they did to poor Baby P. May no-one is ever tortured like that ever! May you rest in peace, Baby P.

I know what the baby's name is, as well as the torturers' names. Abit crazy how easy it was found on google, even the pictures of them too. I would never post pictures of them as against the law as well as why the eck would I want to have pictures of them anywhere associated with me!

I know this news was a while back but still in the news. And how can anyone ever forget about such a news. I can't believe the whole situation how long the torturers got away with their crimes to Baby P. I'm actually glad that this has happened not for Baby P but for the fact that for him, tougher laws are placed on social workers etc.

I saw the news about Brown and Cameron in the Courts talking about Baby P. Cameron was "trying" to be a big shot saying we need to do something about Baby P situation etc. Why don't you state the obvious! I think everyone knows that! I think Cameron is just all talk. That's why I will never vote for them!

He was also talking about we need to reduce tax quick or something like that. When it was Brown who suggested it and needed to go through the process of doing it. Cameron just talks crap! Sorry to say this but it's true! I bet many people believe this too. I would rather vote for Brown as he's probably best person at this current crisis to do something about this. Cameron would probably just doze around, trying to just gain votes even in the Courts about Baby P! I watched and saw that is what happened.

What's up with her?

Friday, 14 November 2008

SORRY There's swearing and alot of it in this post!!!!



I'm going to rant on about friend A so go away if you are bored of reading me ranting all the time!!!

Thursday when we were going to our last lecture, told A to sit in whilst I sit on the edge chair but she kept saying no so I forced her in. Then out of nowhere, she decided to sit away from me. What the heck?

She usually just goes in any lecture without a fuss. What an arse! Since there was A's friend F in the lecture. I was literally stuck in the middle after we moved down to sit next her, and I was shouting her name out to get the fucking notes! But she was just blanking me out! I so wanted to punch her! She's acting worst than a 4year old not getting her way!

I hate people who thinks they can get their way! Well fuck it! I can't be bothered with her fucking same attitude anymore! I'm not even going to say hi if I see her as she's not fucking making the effort! I'll just blank her out, it's not like she gives a fuck about anyone else!



I got alot of work done today at uni, as I had to go in before 9am to give in my coursework. But I had no lecture until 2pm, so alot of work done today in a way. It doesn't seem alot though to me but I tried :S

Do you have a shorter way of spelling certain words?

Saturday, 1 November 2008

I do! I would list a few of them here as you might find it useful to use in lectures when writing notes.

Report = rpt
System = sys
shareholder(s) = shareh('s)
schedule = sched
manager(s) = mger(s)
decision making = DM
decision makers = DMers
decision = decis
high/large/more =
low/small/less =
higher/highest(same with larger/largest = ↑er/↑est
lower/lowest(same with smaller/smallest = ↓er/↓est
increase is similar to High but ...That is the way i draw increase
Decrease = the same as increase but upside down instead.
finance = fin
function = func
Words ending in "ment" = word with m at the end of the word ((e.g. statement = statem)).
Examples of lectures would be = (( whatever the example is ))
material = mat
account(s) = acct(s)
accountant(cy) = acctant/accty
evaluation = evalu
different = diff
difficult = diffi
liability = lia
economy = econ
method = meth
quality = qlty
quantity = qty (standard)
benefit = benef
problem = prob
company(s) = comp('s)
corporation = corp
balance = bal
knowledge = knowl
acknowledge = acknowl OR ack (something learnt in computing)
profit = prof
project = proj
customers = cust
activity = activ
control = ctrl
possible = poss
computers = comp (same as company as don't really use them both in the lectures, if so I would write the whole word)
lecture = lect
objective = obj
(re)present = (re)pres
figure = fig
work(er) = wrk(er)
damage = dmg
(re)place(d) = (re)plc('d)
technology = techno
point = pt
at = @
group = grp
flexible = flex
algorithm = alg
individual = individ
important = import.
establish = estab
people = ppl
technique = techniq
qualified = qlfied
answer = ans

If words include the past tense word of "ed" at the end of the word, usually just put it at the end of the abbrev's of my wrds.
I tend to miss out "the" as general knowl of knowing when to put it in.


dividend = divid
Firm Value = FV
Cash Flow = CF
True and Fair View = T&F View
Credit Rating Agent(s) = CRA(s)


Ernst and Young = EY (known)
Northern Rock = NR
Braford & Bingley = B&B


Will finish this when I have time.
Night.

Eep

Friday, 31 October 2008

Yes, you can tell that I have been extremely busy by a over a whole month without a post. Nothing really interesting happening in the life except for the fact that studies has taken over my life. I now usually go to university on Saturday! I might go to university this Sunday as I don't really want to see my sister at the moment.

Something happened with my sister which I can not say much at the moment as it's the biggest thing ever happened with her since marrying K lol! I think it's quite obvious but still I shall not say what the situation is.


I haven't seen my family much except on a Monday evening but even if so, I don't get to see them much; as I am usually in my room doing my studies.


So crazy at the moment with the Banks, Credit Crunch and the Resession in Britain. I think everyone knew that the bail out money wouldn't help the economy with the future resession coming soon. When that time comes, I hope it wouldn't last long. But then again, it would be hard to come out of it.


To help me with my studies, my recording of the lectures are on my ipod... how sad is that! No, I don't listen to them when I am having a break from studies. I wish I had a bigger sizez of Ipod as 2GB is simply not enough storage space for music and recordings.



Halloween today, not one kid has knocked on the door. First time woot woot! Well I think it's because last year my sister was also at home with her studies and her room is at the front side of the house; so you could see her light in her room.


Oh about Boffer I was suppose to recieve the epilator but never received it :( So got money back instead of epilator boo hoo hoo :(


My university friend A, introduced me to her "friend" from high school and apparently I saw her recently but I didn't know that I did. Friend A said that she saw me in the corridors and I smiled at her. I didn't even see her when I walked, most likely that I was smiling about something else in my head; I usually come up with strange scenarios that could occur.

For example, if I saw someone walking on some rumbles etc, I would somehow think about what would happen differently, such as: what if they fell and how embarrassed they would feel. I don't know why I think of these things nor why I laugh as it's not funny but funny in a way of how embarrassed they would feel lol!



Okay, enough chit chat got to go do work now.. well at this time I am going to sleep for tomorrow I am off to university again T_T... at 8am on a Saturday.

happy birthday to me

Thursday, 25 September 2008

I'm offically 21 years old.

I had to go to uni for a meeting about final year. Man, this year is going to be tough, tough, tough!

My friends at uni got me a necklace don't ask me why probably because they don't know what I like I guess. I don't usually tell people what I like and what I dislike, as it's not really a general question you would ask someone. Unless you were talking about an item, then you can only give your opinion on the item. I like the necklace, but I don't think I would really wear necklace at all.

We went bowling which was good, with my primary school friend, S. I thought A would come along but she had to go babysit for an hour. Even though, didn't win in bowling grrr. S won in two rounds! Totally shocker!

boffer

Thursday, 18 September 2008

Boffer.co.uk


A load of good sales... most of the times.

I bought myself 5 earphones for £3.00, really it is £0.01 for the earphones and 2.99 for the delivery charge. It looks like the ipod earplugs but a cheaper look, I'll take a picture of it when I remember and have time.


I just finished buying another good deal, Philips HP6503 Satin Ice Premium Rechargeable Epilator @ £12.99! How good is that! So £16 total with delivery. My sister was always talking about wanting an epilator since shaver and waxing sucks big time for her; they don't clean her hairs away properly.


She tried waxing for her wedding and she did it a week before and her hairs grew 2days less! I thought waxing would remove hairs for at least a week! And You know shaving only last for a day less D:


So hopefully this epilator would do wonders for her but I hope it doesn't give her allergic reaction as this is probably the only option left basically.

Results of resit

Monday, 8 September 2008

Eeeee!!!!! I was so wanting to know what I got but couldn't get them until 12pm :S But then again, I wasn't too too eager to know for sure.

I looked at my result at 12 dead on time, wasn't able to see the results. I was watching Gilmore Girls ^^ Checked again at 12.15... hmmm did I pass? Yes or is this something else? I better ring the university to make sure... after Gilmore Girls.

Rang the university,

"Hi, I just did some resit August exams and just want to make sure that I passed to my final year. I'm in year 2".

"What's your name?".

"....".

"Oh yes, you did pass I just saw yours just then".

"Really? You sure?".

"Yes". "Thank you! Thank you very much!!! That is just wanted to make sure that's all. Thank you :D ".

"Your welcome".

"Bye Bye".

Wedding day

Monday, 1 September 2008

Well today my sister is going to be married at the age of 22 (almost).


I had to shave and wash my hair for her big day; so much hassle that why females can't have their armpit hair left alone when they wear a clothes which shows their armpit open. I don't even shave properly! So messy and cuts my skin D:


So my sister had to get her hair done at the hairdressers which costed her over £50!!!?!! For a try out before this day and for this day hair. I'll post up pictures of her hairstyle below. But this was just taken at night instead of when she got it done since we just remembered to take photos for something she would only do once ... get her hair styled.

Right side


Left side


Middle


Birds eye





She had her nails done at Debenhams with Nail inc (BOOOOO!!!!), there's no picture of that as they f***ed up her nails. She went there a couple of weeks before to ask the "supposely" nail expert if she can get fake nails on her nails done even though it had infection in them before; they said yes. She asked again to make sure before she made a £10 deposit to them to make an appointment a day before the wedding day; they said yes again.

What happens? This is what happened yesterday, she went to get her nails done. The nail expert who was doing her nails told her she CAN'T get her nails, as they are too thin nails! So they counter person who is supposely a NAIL EXPERT is someone who ISN'T a nail expert or SCAMS people for their money!

So all that girl did for my sister yesterday is to buffer her nails to make it less bumpy; however it started bleeding when the girl filed abit of my sister's nails and paint the nails pink. She paid another £7 for that!

When the girl finished painting my sister's nail, my sister asked if there was something to cover her nails from getting damage, the girl gave my sister white gloves to protect the nails. What happens when she comes back home... the painted nails ruined! So she basically wasted her petrol, time and money on Nails inc!

Don't think my sister didn't try to contact the manager of Debenhams Nails inc to ask for her money back because she tried! And all they told her was deposit money can't be returned! The flipping "NAIL EXPERT" said it was okay for her to get fake nails on her nails!

Only thing my sister learnt from this is NEVER get anything from NAILS INC!


Of course I'm flipping pissed off with NAILS INC! They took my sister's money, time and petrol to get nothing done for her WEDDING DAY!



ADVICE TO ALL: Go to your doctors to check what type of nails you have and ask if you are able to get fake nails done to your nails before you get them done!





Anyway, back to my sister's wedding day.

I got my make up done for the first time in my life by my aunt, I looked fake. 100% fake!


I did my hair curly with Argos Styling Tongs, it worked very good! You need to buy yourself a heat protection for your hair. My sister bought it from Tesco, it works well :)


I didn't take pictures of my hair since I wasn't really caring about my hair, only caring mainly for taking pictures and carrying everything for my sister and K's wedding day. You should have seen how much stuff I had to carry; about 3 big bags! My sister wanted my oldest cousin help carry something that her friend gave to her as a wedding gift, but my sister told me that she had a face on that she doesn't want to carry anything! But I told my sister that I'll carry it.


So we took very good pictures; all of us, with my dad's professional camera. This family's sort of friend took pictures too with his professional camera however didn't come out as great as I thought it was, very blurry and people blinking at the wrong time.

Wouldn't you take another picture again just incase that happens?

He didn't take it again though. I did though just incase that did happen to our photos, so I could edit it in Serif Photoshop; to make it so everyone's eyes is opened. No, I'm no expert at photoshop I don't even know that much about editting photos. I just know blur paintbrush and layers :D

I would show you pictures but I don't want all know who I am nor my family nor friends. Shame. Oh well.


We went to Manchester to eat afterwards, it was okay food. K found a screw-nail in one of our dishes! Ugh!



That's how the english wedding went. Stay tooned for the chinese wedding in February. Hahahaa!

Hen Night for my sister

Monday, 25 August 2008

I'm glad it didn't rain, as me and my sister had to wait at the bus stop for over 45minutes and still it didn't come; so we ask dad to drive us to my cousin's house. As my dad was driving to my cousin's, we saw 2buses that we were going to catch late.


We went to our cousin's house because I asked my aunt if I could borrow some of her dresses as I don't own any :S


My cousin's are abit silly they live about 30minutes walk from town and they want to get a taxi instead. When the taxi didn't come for a bit, they wanted me to ring my dad to tell him to drive us to town instead. What the 'eck? We live about 1.5hours walk away! That's alot of petrol just to drive us to town! Me and my sister would have taken a bus but the cousins are very fussy.


When I went to my cousin's house, I thought their attitude towards their mum would change but apparently not. It seems the same as all those years back when we all use to live under the same roof. I know I have changed but I don't know if that's a good thing or a bad thing. I guess some people never change for the better only stay the same.


So we went to Bibis to eat with my sister's friends. Looks expensive and has expensive food for oven type of meal. Especially the main meal that I chose looks as though it was just oven cooked with salad at the side. The meal was chicken something. Don't recommend it, only if you want to eat oven food at the restaurant.


Abit pointless of having oven food at a restaurant but it filled me up. I think I am probably the only one out of 10 people who actually ate everything of the main meal. As you can see in the picture below, empty plate; everyone else's plate was collected before mine as I was trying to not waste food by eating it all eventually.




My hair was a mess when they took that picture but who cares, oh yeah I do especially when I got this ginormous forehead! Bah!


I saw someone who I didn't think I would see, since I haven't seen her since I was small small about 8 or so. So we got chatting in a way, but all I was thinking mainly was how her accent is so strong. I think her accent is Yorkshire but I am not too sure if that is right. Then again it probably is since she's a yorkshire person ^^ lol!


Well I didn't stay that long after eating as my dad was passing into town so I told him to pick me up; my sister stayed with the rest. As I didn't want to hassle my dad nor take a taxi home later as well as I couldn't be arsed to stay any longer.